Financial Habits that Will Help You

When I was 10 years old I was given a priceless formula for success. With every $$$ you earn, make it work for you. One third to save. One third for daily expenses (rent/food/clothes etc). One third to spend/donate/share. Always have an emergency fund. Never spend more than you earn.
This principle was never about wealth building – although it is the fastest way to financial freedom. It was all about having choices. I have never met a millionaire who lives to ‘make money!’ They make plan to make money but it is not for the having of money, it is to enable them to do what they wish to do without hinderance.,
This might be gifting; travel; research; donations to charities, sponserships, to create a legacy. It is never to have a huge balance in a bank account.
The wealthy know the secret to wealth creation: Gifting and gratitude.
The first step for you to take is: build healthy, financial habits. Start with learning to save. Eliminate unnecessary spending. Have a budget and live by it. Put that money you currently spend on lotto into your savings account instead.

Business is about service, the more service you give, the more income you make.

What Women Need to Know Before Starting a Business

Every business you recognise when you see their Logo, started as a small idea, probably in someone’s garage or study. Every overnight success is the result of years of hard work, failures, successes, disappointments and unrelenting belief and commitment to turning up every day. The secret of success is perseverance. Commit to your dream. Ask for help and guidance. Mix only with believers and supporters. Find a mentor and start. Take the first step and keep going.

Speak loud and be heard

Empty Nest Syndrome

How do you start to put ‘You’ first after 20 years of putting the kids first? We all long for the day the kids leave home and then they do! What to do now? We have time, more money, and can’t think of what to do. Sounds familiar? Then you are suffering from empty nest syndrome. For Mums it can be very stressful: suddenly you are feeling you have passed your Use By Date! You spend 16 hrs a day ‘doing’ for your kids and then they don’t need or want your help. Now its time for you, but you have forgotten what you want to do. My e-book might give you some ideas.

The Secret to Exercising When You Feel Depressed

Exercise is stimulation and ‘food for your mind!’ We are designed to move. Designed to think, to find solutions and to contribute. When we have depression, our mind struggles to do the smallest task. Research has proven the first step to recovery is to start to move. Any exercise is a good exercise. Get up off the sofa. Walk around the kitchen, then around the house, or to the letterbox. Take baby steps every day. Build your way back to health – one step at a time! As you can add in more strenuous things like weights, aerobics, boxing, pilates…. anything will do to get the blood moving in your Mind and Body. Take your first step today.

mental health fears

Are You Spending Christmas Alone?

Christmas and holiday times can be the loneliness times for people. It is a fact that suicide rates increase. Think about spending time by yourself on Christmas Day? No family, no friends – just you and your thoughts! Very scary for most of us, but some people it is their life’s reality. Do your bit, take the time to make someone feel special! Let them know you care! It’s all well and good saving the planet, but we need to have people to enjoy it. Everyone, no exceptions deserves to be made feel special, to know someone cares about them at Christmas. That is the essence of Christmas! Let’s make a difference this year!

Take Control of Your Finances

Money flows to where it is most managed! If you lose control of your finances, you lose control of your life! Managing your Money is not savings, skrimping and starving yourself and your family! It is about building habits that give you long term choices. Manage your money. Make it work for you. If you don’t know how to do this, ask an expert for help. Most people want to be financially free, but most never take the time to put a plan in place to manage their income and expenses. To be financially free you must take control of your finances, which means lowering your spending and increasing your savings and investments.

Control your finances

How to Stop Procrastinating

Whenever you are using the words should, must, have to, could, need to realise you are procrastinating! You have a low value on doing the task or achieving the end result. When you have a high value on a result you do not need to be motivated. You will never procrastinate as you will be inspired from within.

how do you stop procrastinating

Just Make A Decision

How many opportunities have you let slip by because you couldn’t just make a decision? Life is about taking a chance. Nothing is guaranteed and if we don’t take a risk or two, learn to trust our gut and make quick decisions we will find life begins to pass us by. Practice making decisions quickly daily with small choices, then progress to larger ones. Always do your due diligence when appropriate.

Make decisions quickly

What’s a Wrong Decision?

Failing to decide is equal to deciding to fail. Every day we are presented with choices: what to eat, to wear, to do; these are very basics. More important choices pop up unexpectedly, getting into the habit or being comfortable to make a snap decision (based on previous experiences) is an art and practice is the way to perfect it. Practice making quick decisions. Every decision can be corrected by another. Write down the pros and cons of life-changing decisions – anaylsis against your desired outcome. If it fits, go with it. Keep moving to get more out of life.

Make a decision stop procrastinating

Gender is on a Spectrum

It is the little things that matter when you are ‘different!’ Whether it is because you are a bit quirky, overweight, loud, or simply born a little physically or mentally different – all you really want to be is accepted, respected and treated like everyone else. Its time for humanity to step up! Its time for everyone to be ‘respected!’

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